Rates from 35.9% APR to 1304% APR. Minimum Loan Length is 3 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed). Representative 1192% APR (variable).


Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk


Reviews Found: Green Leaf Loan Group UK is rated 4.7 in 11 reviews on Google+ for GreenLeafLoanGroup.co.uk

No credit check loans Swansea

No credit check loans

What are no credit check loans?

No Credit Check Loans Green Leaf Loan Group lenders do not base their decision to approve your loan on your actual credit file!If you are considering applying for a small short-term loan but are concerned about your credit report letting you down, you may still qualify for a no credit check loan. The name “no credit check loan” can be a little bit misleading, as there are actually no loan products available anywhere online that involve absolutely no form of credit check. However, not all direct lenders need to review your full credit file as held by one of the main credit report agencies in order to approve your application. You may be pleasantly surprised to hear that at Green Leaf Loan Group most of our direct lenders do not base their decision to approve your loan on your actual credit file!

The low-down on your credit report

Any or all of the main credit reference agencies in the UK (Experian, Equifax and Callcredit) may hold credit files for you which contain details of your financial history. These files will include information about any past credit agreements you have entered into (e.g. credit cards, loans, rental agreements or mobile phone contracts) and whether or not you have honoured these agreements. When you apply for credit, lenders can access these reports with your permission to help them decide if they should approve your application. This is the “traditional credit check” method of processing loan applications, it involves a prospective lender accessing your full credit report with a particular agency and basing their decision on the numerical score that agency assigns you. The majority of loan companies in our Green Leaf Loan Group network have established a better way of doing things, with no credit check loans!

How no credit check loans work

No Credit Check Loans Green Leaf Loan Group lenders conduct a “soft search” of your credit file to verify that you are who you say you are. That's it!When you apply for a no credit check loan, your potential lender will still contact a credit report agency but only to perform what is known as a “soft search” of your credit file. They do this simply to verify details about your identity such as your name and whether or not you are on the electoral register for your address – they basically just want to know that you are who you say you are and your address is verifiable. How are they then able to make a decision on your no credit check loan application? Well, most direct lenders now have their own credit scoring system for loan applications. This means that they will award you points based on the answers you give on your loan application form. This method has the resounding advantage of giving more accurate information about whether or not you can currently afford a loan, rather than basing the application on historic information stored in your credit file. As each direct lender will have a slightly different scoring system, having an application declined with one lender does not mean that you won’t meet the criteria with another – so don’t give up if you’ve been refused in the past! Want to see if you can qualify? Apply now using our online form or jump to our mobile application if you need money on the go!

No credit check loans are more affordable!

No credit check loans are actually a very responsible borrowing option, as they are based solely on current affordability rather than an obscure figure dug up from your financial past. Basing a loan approval exclusively on your official credit file with one of the main bureaus can be potentially hazardous - just because you have been able to afford credit repayments in the past does not mean that you will be able to now. That is why most of our direct lenders choose to issue no credit check loans based on your current disposable income – so you will never be issued a loan that you cannot afford to pay back!*

No credit check loans protect your credit rating

No Credit Check Loans Applying for a no credit check loan through Green Leaf Loan Group will not affect your credit file.The good news just keeps on coming! Applying for a no credit check loan will not affect your credit file. When you apply for credit with a lender that accesses your full credit report it impacts your credit score. This impact can be positive if your application is accepted, or can knock your credit score down if your application is refused – so you run the risk of damaging your score every time you apply for a loan. With no credit check loans, your full report is never accessed so you can apply as often as you need to and still protect your credit rating!

How much can you borrow with a no credit check loan?

No credit check loans are typically awarded for amounts less than £1000, over a short period of time. This is because lenders want to give you the cash you need while still protecting their own interests. Shorter loan duration and lower loan amounts carry with them far less risk for the lender. The good news is that if you successfully pay off your no credit check loan, you will likely be offered a higher amount with better rates the next time you need to borrow! Our application is free and you are under no obligation to accept a loan – why not apply now to see how much cash you could get with a no credit check loan, today! The application process is incredibly simple and your loan could be transferred to your bank account within the hour. *Providing the information you give on your application is accurate. It is incredibly important that you fill out your loan application truthfully to avoid being landed with unmanageable repayments.

Consumer.gov Information

Consumer.gov is an excellent webpage that walks you through what a payday loan is, what you need to know, and what you should do it you decide to apply for one. For example, if you decide to get a payday loan here is what you should do: 1. Ask the lender what will the loan cost you in pounds 2. Ask the lender what the APR will be 3. Borrow only what you can payback with your next paycheck. To read more information on payday loans, click here to visit www.consumer.gov.

Disclaimer: Some lenders will not lend without conducting a credit check. If you are offered a loan, you do not have to accept it. Carefully read the terms and conditions when applying. Approval is not a guarantee.

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